INVESTIR EM OURO
The reasons that lead people to invest in gold remain unchanged throughout history: Store of value over time; Safe haven; High liquidity; Diversification. Gold has been used as a monetary reserve because it has assumed the function of money, establishing itself as currency in commercial transactions: It is easy to carry and divisible. Its weight easily determines the value of the object; it is indestructible; and it is easily recognized and accepted as a form of payment.
A STORE OF VALUE OVER TIME
In times of crisis and prosperity alike, gold endures. Despite the ups and downs of the financial market, with investments often failing to guarantee the desired return, gold is the only currency that can maintain its value over time. In contrast, investments and reserves considered safe in the past (for example, the US dollar) and industrial raw materials have lost much of their value. This is because gold is frequently traded by investors seeking to protect themselves from the risks of inflation and fluctuations in financial market securities, and also because many investors around the world view gold as a safe haven asset, constituting an important part of their investment portfolios. The following graph demonstrates that gold has maintained its value, tracking inflation rates in the US, over the past 200 years. In other words, the value of gold has remained stable over time. For example, a men's “habit” in 16th century England, at the time of King Henry VIII, cost the equivalent of an ounce of gold (31.1g of fine gold), which would correspond today to 580 euros (approximately 1500 reais) and today we can pay much less for a modern “habit”.
HAVEN ASSET
Gold is recognized as a safe haven asset. Historically, government bonds have experienced considerable fluctuations and losses, while gold has remained stable. It is not directly influenced by the economic policies of various countries and cannot have its price frozen (which is important) like some goods, including money itself, as Brazil's monetary policy has already demonstrated that this is possible. For these and other reasons, ¼ of all gold in the world is stored by the governments of the richest countries, central banks, and other official institutions as an "international monetary reserve." Nothing, in all these years (and we are talking about the remote times of the great civilizations of the past) suggests that gold's ability to remain stable can be altered, and even with the fall of the dollar on the world market, gold has proven faithful to those who recognize it as an incomparable safe haven asset.
INVEST SAFELY
The price of a pound of gold 10 years ago was US$65.00, or equivalent to €45.00 or R$116.00. Imagine that during those 10 years, instead of spending your money on avoidable consumer goods and superfluous items, you had purchased a single, small gold coin weighing approximately 8 grams, with 7.31 grams of fine gold and about 22 mm in diameter. After 10 years (120 months), you would be in possession of 120 pounds of gold.
INVESTMENT GOLD
In this period of total globalization, the "new economy," and online trading, there has been a global revolution in the financial investment sector of notable importance. In Italy (the country where we concentrate our business), since February 2000, following Law No. 7/2000, the state monopoly on trading in the precious metal was abolished, finally enabling small and medium-sized private investors to acquire fine gold coins and ingots, tax-free. Until then, investing in the ultimate safe haven asset was considered by many investors a mirage, a symbol of wealth and luxury. Today, fortunately, this is no longer the case, and anyone who has the opportunity to acquire the precious metal (an asset that maintains its value intact over the centuries) can do so, even with a small investment, by acquiring gold coins and ingots of reduced weight.
Italian Law No. 7/2000 allows the trading of investment gold to companies that meet certain requirements. Numismática Bentes meets all these requirements to operate with investors who want to secure their investments, dedicating part of their portfolio to the only asset that has proven safe and reliable throughout human history: gold! Invest in gold and rest assured! We at Numismática Bentes are ready to serve you, whatever your investment needs in gold, silver, and platinum coins and bars.
WHAT IT MEANS?
This means that if you decided to sell them to us or to any state-owned or private company that trades in gold, you would receive a cash amount equivalent to €31,200 euros or US$35,150 dollars, equivalent to R$137,000.00 (one hundred and thirty-seven thousand reais), which is a reasonable sum. Now imagine that with this money, today, you could use your pounds to make a down payment (or even buy outright) on a small apartment. If you had invested this same amount monthly in a savings account, you wouldn't have even half of your investment in gold today, in addition to running unnecessary risks such as price and investment freezes, as has happened in the past.
HIGH LIQUIDITY
Gold is one of the most liquid economic assets. It can be readily traded, anytime, 24 hours a day, in one or more financial markets around the world. The same cannot be said for other types of investments, including bonds and the shares of the world's largest trading companies. In fact, commissions on trading the precious metal are practically the same as those charged on the purchase and sale of stocks and bonds, securities considered highly liquid but incomparable to the liquidity of gold. Ultimately, the time required to trade gold is the same as that required to trade stocks and bonds.
DIVERSIFIED ASSETS
Whether your investor profile is aggressive or moderate, gold will always play a crucial role in diversifying your portfolio. For this reason, many investors are cautious in their investments, reserving a significant portion of their investments for gold. Even if a large portion of your investments are dedicated to financial market securities, the portion dedicated to gold will always hold a prominent place and play a significant role in your results, as it provides the security that even aggressive investors cannot afford to forgo.
Portfolio diversification arises from the need for protection against potential fluctuations and losses in various sectors of the financial investment market. Gold does just that! It provides investors with security, a safe haven in times of crisis, and can be stored and transported, possessing the same value anywhere in the world. Gold's characteristic as a "diversifier" is due to its close correlation with the performance of stocks and bonds, without, however, running the risk of loss of value. Within the law of supply and demand, gold will always remain stable, as gold reserves are limited, and experts in the field state that all the gold in the world (including that still found in nature) if melted and grouped would only be enough to form a cube 17 meters on a side.
In other words, the time will come when natural gold reserves will be exhausted and the precious metal will reach unprecedented values. The economic variables that determine the price of gold are different, and in many cases contrary, to those that determine the prices of other goods. For example, stock prices depend on a company's growth rate or the daily speculation that plagues the financial market, leaving small and medium-sized investors immersed in a sea of ​​uncertainty because they lack access to the information that larger investors might have.
On the other hand, the real price of a stock depends on the stability of the company it represents and the returns of investment funds. The price of gold depends on several factors, such as the law of supply and demand, fluctuations in the value of the US dollar, inflation rates, and international market interest rates. Even though these rates are susceptible to fluctuations and losses for the investor, the fundamental point to remember is that the price of gold always moves to offset losses absorbed by other investments. So much so that when things go wrong in the stock market, experienced investors flock to gold, knowing their investment is safe. The following chart shows how gold—despite being "dependent" on financial market variables—is not tied to other investments, demonstrating its strength in a portfolio.